Thinking about buying a used 2017 Hyundai Tucson? You're not alone. This compact SUV offered a compelling blend of style, features, and affordability when new, and it remains a popular choice on the used car market. However, before you jump in, it’s crucial to understand its potential strengths and weaknesses, especially when it comes to hardware failures and what kind of insurance protection you might need.

So, What's the Deal with the 2017 Tucson?

The 2017 Hyundai Tucson marked a significant improvement over its predecessors. It boasted a more refined design, a comfortable interior, and a range of tech features that were impressive for its price point. It came in several trim levels, each offering different levels of equipment and engine choices. The base engine was a 2.0-liter four-cylinder, while higher trims offered a more powerful 1.6-liter turbocharged four-cylinder.

The good news is the 2017 Tucson generally received positive reviews for its ride quality, handling, and overall value. It's a practical and versatile vehicle that's well-suited for daily commuting and family trips. However, like any car, it's not without its potential problems.

Common Issues to Watch Out For

While the 2017 Tucson enjoys a reputation for reliability compared to some of its competitors, several common issues have been reported by owners. Knowing about these potential problems upfront can help you make an informed decision and potentially negotiate a better price.

  • Transmission Troubles: One of the most frequently reported issues with the 2017 Tucson, especially those equipped with the 1.6-liter turbo engine and dual-clutch transmission (DCT), involves transmission problems. This can manifest as rough shifting, hesitation, or even complete transmission failure. This is a critical area to investigate thoroughly before purchasing. Check for any signs of jerky acceleration or difficulty changing gears during a test drive.
  • Engine Issues: Some owners have reported engine problems, including oil consumption and issues with the engine's internal components. Regular oil changes are crucial for preventing these issues.
  • Electrical Gremlins: Like many modern vehicles, the 2017 Tucson relies heavily on electronic systems. Some owners have reported issues with the infotainment system, including touchscreen malfunctions, Bluetooth connectivity problems, and glitches in the navigation system.
  • Paint Problems: Some owners have reported issues with the paint chipping or peeling prematurely, particularly on darker colors.
  • Air Conditioning Woes: The air conditioning system has been known to fail in some instances, leading to costly repairs, especially in hotter climates.

Digging Deeper: The Transmission Issue

Let's take a closer look at the transmission issue, as it's arguably the most significant concern for potential 2017 Tucson buyers. The dual-clutch transmission (DCT) is designed to offer quick and efficient gear changes. However, it can be prone to overheating and experiencing problems, especially in stop-and-go traffic.

Symptoms of a failing DCT can include:

  • Jerky or hesitant acceleration
  • Difficulty shifting gears
  • Loud clunking noises when shifting
  • The transmission slipping or failing to engage
  • Warning lights on the dashboard

If you're considering a 2017 Tucson with the 1.6-liter turbo engine, it's essential to have the transmission thoroughly inspected by a qualified mechanic before making a purchase. Ask the mechanic to check for any signs of wear or damage and to perform a diagnostic scan to check for any stored fault codes.

Hardware Failure Insurance: Is It Worth It?

Given the potential for hardware failures, particularly with the transmission, considering some form of hardware failure insurance or extended warranty coverage is a wise move. But what are your options, and which one is right for you?

  • Extended Warranty: An extended warranty, often offered by Hyundai or a third-party provider, can cover the cost of repairs for specific components after the factory warranty expires. Carefully review the terms and conditions of any extended warranty to understand what is covered and what is excluded. Pay close attention to the deductible, the length of coverage, and any limitations on where you can have the vehicle serviced.
  • Mechanical Breakdown Insurance (MBI): MBI is a type of insurance that covers the cost of repairs for mechanical failures that are not the result of an accident. It's often less expensive than an extended warranty, but it may have more limitations on what is covered. MBI policies typically cover major components like the engine, transmission, and drivetrain. Again, read the fine print to understand the coverage details.
  • CarShield and Similar Providers: Companies like CarShield offer vehicle service contracts that can cover a wide range of repairs. These contracts can be a good option if you're looking for comprehensive coverage, but it's crucial to research the company thoroughly and read reviews before signing up. Some providers have been criticized for their claims process and customer service.
  • Your Existing Auto Insurance: Check your current auto insurance policy. Some policies may offer limited coverage for certain types of mechanical breakdowns, but this is not common. Don't assume you're covered; contact your insurance provider to inquire about your options.

Making the Right Choice: Key Considerations

Choosing the right hardware failure insurance or extended warranty depends on your individual needs and risk tolerance. Here are some factors to consider:

  • The vehicle's mileage and condition: A higher-mileage vehicle is more likely to experience mechanical problems, so you may want to consider more comprehensive coverage.
  • Your budget: Extended warranties and MBI policies can be expensive, so factor the cost into your overall budget.
  • Your risk tolerance: If you're comfortable taking on the risk of potential repair costs, you may choose to forgo extended coverage.
  • The vehicle's repair history: Ask the seller for the vehicle's maintenance records to see if there have been any previous mechanical issues.
  • The reputation of the provider: Research the provider of the extended warranty or MBI policy to ensure they have a good reputation for customer service and claims processing.

Ultimately, the decision of whether or not to purchase hardware failure insurance is a personal one. Carefully weigh the potential benefits against the cost and your own risk tolerance.

Proactive Measures You Can Take

Regardless of whether you choose to purchase hardware failure insurance, there are several proactive measures you can take to minimize the risk of mechanical problems:

  • Regular Maintenance: Follow the manufacturer's recommended maintenance schedule, including oil changes, filter replacements, and tune-ups.
  • Careful Driving: Avoid aggressive driving habits, such as hard acceleration and braking, which can put stress on the engine and transmission.
  • Prompt Repairs: Address any minor problems promptly before they escalate into major issues.
  • Use Quality Parts: When replacing parts, use high-quality OEM (Original Equipment Manufacturer) or reputable aftermarket parts.
  • Find a Trusted Mechanic: Establish a relationship with a trusted mechanic who can provide reliable service and advice.

Frequently Asked Questions

  • Is the 2017 Hyundai Tucson a reliable car? Generally, yes, but the transmission in models with the 1.6L turbo can be problematic. Thorough inspection is highly recommended.

  • What is a dual-clutch transmission (DCT)? It's an automated manual transmission that uses two separate clutches for even and odd gears for faster shifting. However, it can be prone to overheating and jerky behavior, especially in stop-and-go traffic.

  • What is mechanical breakdown insurance (MBI)? It's a type of insurance that covers the cost of repairs for mechanical failures not caused by accidents. It's often cheaper than an extended warranty but may have limitations.

  • Does the Hyundai factory warranty cover transmission problems? The original factory warranty would have expired on most 2017 Tucson models. Check if any extended warranty or recall applies to the specific vehicle you're considering.

  • How can I check for recalls on a 2017 Hyundai Tucson? Visit the National Highway Traffic Safety Administration (NHTSA) website and enter the vehicle's VIN (Vehicle Identification Number). This will show any open recalls on the vehicle.

The Verdict: Is a 2017 Tucson Right for You?

The 2017 Hyundai Tucson can be a good car, offering value and practicality. However, you need to be aware of the potential for transmission issues, particularly with the 1.6-liter turbo engine, and consider your options for hardware failure insurance to protect yourself from unexpected repair costs. Do your research, get a pre-purchase inspection, and weigh the risks and benefits before making a decision.